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Things I wish I knew earlier - About Money

Things I Wish I Knew Earlier About Money Money plays a big role in our lives. It opens doors, solves problems, and—if used right—can give us freedom. But it also comes with hard lessons that most people learn too late. Here are a few things I wish I had known earlier. Money is powerful. It can open doors, win favors, and solve problems. Use it wisely—don’t waste its potential. Start investing early. The sooner you begin, the more your money grows. Time is your biggest asset. Don’t put all your eggs in one basket. Spread your investments. Diversification helps you manage risk and get more stable returns. Be careful lending money to friends or family. Once money is involved, relationships change. And often, not for the better. We pay more taxes than we think. Learn legal ways to save on taxes and make it a habit. Create money systems that pay you regularly. A steady return—like rental income or dividends—frees up your time and mind. Jobs don’t make you rich. Th...

Things I wish I knew earlier - About People

Things I Wish I Knew Earlier in Life About People Over the years, life has taught me a lot—often the hard way. Here’s a list of lessons I’ve learned, things I wish someone had told me sooner. Most relationships are transactional. Many people stick around only when they benefit from you. Once their need is met, they move on. Do good, but don’t expect anything back. Helping others is noble, but don’t expect them to return the favor—or even appreciate it. People change. The one you trust today might let you down tomorrow. Be cautious with your trust. Keep your plans private. Not everyone around you has good intentions. Silence protects your goals. Be thoughtful when helping. Ask yourself: Are you helping because they need it, or because you feel obligated? Would they help you if roles were reversed? True friends show up in tough times. The people who stand by you during your lows are the ones who truly care. Keep your financial status to yourself. Talking about y...

Things I wish I knew earlier - About Buying Property

Thinking of Buying Property? Here Are Some Lessons I’ve Learned If you’re planning to buy property—whether for living or investment—here are a few things I’ve picked up over time. These tips can save you stress, money, and regret later. Do your homework. Visit the area, talk to locals, check market rates, and clear up any rumors. Never buy based on hearsay alone. Look for future potential. A property that can be used for commercial purposes later is a smart investment. It gives you flexibility and better returns. Watch out for hidden commissions. Some real estate agents make money both from you and by inflating the sale price. Understand who’s earning what before you commit. Don’t blindly trust recommendations. Friends, family, or neighbors may mean well—but always verify everything. Double-check documents, ownership details, and any hidden fees. Never pay in full without possession. Always take control of the property before completing payment. If they refuse, walk ...